THIS IS A PROBLEM
Move back in with your parents, if possible. You’ll save $1200 a month. Use that money to pay off your student and car loans earlier. You’ll save a ton in interest. Stay away from Starbucks and shoe stores, and save all that you can to have a cushion. You’ll be way better off in the future.
Or we can just….. Not make college cost the price of buying a new home and stop letting the government wipe their asses with millions of dollars (ex: security for trump) and spend some of that money to help kids go to college for a reasonable price. Just like what every other countries in the world is doing.